Recent content by Daryl

  1. D

    Do You Need A Medicare Supplemental (or Advantage) Policy?

    I have the HD-F plan. I would be very surprised if it is discontinued along with Plan F. The reason for discontinuing Plan F is a push for manditory deductibles, so that users have more "skin in the game". The concern is that people with Plan F see doctors more than necessary, because there...
  2. D

    Age Related Policies

    From what I've seen, most companies that have Issue Age rated policies give a discount when you enroll that gradually decreases, so it's really more like an Attained Age rate. The only good is that after the discount goes to zero there are no further increases (except that of course any company...
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    Issue age rated policies that aren't really

    I just signed up for a Supplement plan with Humana (Plan F High Deductible). The policy was described as "Issue age", meaning that the premium depends on your age when you get the policy, and that it stays at that price, allowing for inflation adjustments etc. However, the plan comes with an...

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