Recent content by SeniorAvocate

The number one reason people over the age of 65 go broke is because of out of control medical cost. If you are 70 and can afford and more importantly qualify for a F plan, go for it. This is the easiest way to know what your monthly costs will be, you just pay your premium and that's it. You'll...

Wow, there are a lot of informed and intelligent people commenting here, it makes me smile. The rules are kind of quirky, if the insurance company cancels your moms policy, and gives your mom a letter saying so, it's like a golden ticket that allows your parents 63 days to pick up a new policy...

On page 68 of the Medicare and You booklet, it says "If you have group health coverage based on your (or you're spouses) current employment, you're Medigap open enrollment period will start when you sign up for part B." As soon as your mother signs up for her Medicare part be it will be as if...

AARP is not an insurance company, they underwrite through United Healthcare. These companies can't post their rates online because they differ from zip code to zip code.

I met with a Colonial Penn Agent here in Central Florida and he was the opposite, not pushy at all, left me a nice booklet on choosing a medigap policy made by the government, in fact, that's where I currently get most of my information. Left me his cell phone number and incouraged me to call...

The chart that they use to describe each medigap plan is better than most, it describes the benefit, then what they pay, then what you pay. It's quite simple. They also tell you in plain English that they reserve the right to terminate the group for any reason, and you can not be singled out for...

I would first find out what companies service your specific area, and stick to companies with a long history of servicing your community. Secondly I would call each one and ask to speak with an agent, not a broker, and ask if they are issue age. BCBS is issue age and Colonial Penn is issue age...

Advantage plans are great... as long as you don't have or develop any major illnesses. When you take yourself out of Medicare and place yourself in a Part C/Advantage plan, like Mack said you limit yourself geographically, by law these plans are county by county, you can only use designated...

I would have to highly agree with your family on this one, going with an N plan would leave you exposed to the Part B excess charges which can be many thousands of dollars in the event of some major health occurrence. The difference in premium for that protection is worth it (big time) and...