Recent content by Vaughn Kruger

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    Turning 65 in July Just started at VA get Advantage instead

    Sorry I'm late to the conversation. I hope I got here in time for you to make a good decision. Even if your Medicare Advantage has a zero premium you are still responsible to pay your Part B premium. The zero premium for your plan just means that they charge nothing above and beyond...
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    NCAA Tournament

    Kansas had a pretty good year and went pretty far. Not bad for a rebuilding year. They just walked straight into a buzzsaw in the title game. They had the grit, the determination, and the toughness. They just couldn't match up with Kentucky on NBA talent.
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    Medicare / disability coverage with gap insurance

    $900 sounds quite excessive. It is a little high if your HMO was an employer plan or COBRA. It sounds very much like highway robbery if it was a Medicare Advantage plan.
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    Medicare Cards

    If Social Security has said that you will get Medicare early due to disability, then you should expect to receive your card 3 months before your 25th month of disability. In other words, about 3 months before your Medicare is scheduled to become effective. If you do not get it 3 months prior...
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    Medicare / disability coverage with gap insurance

    My reply is quite late, and I hope you already found the answers to your questions. If you are eligible for Medicare, you are eligible for the Medicare Advantage plan of your choice. As long as that plan is offered in your area, and they are accepting new members. There in an exception...
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    NCAA Tournament

    I'm a Kansas alumni. Despite the lost in the title game, we all are very proud of our Jayhawks this year.
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    Hello Vaughn Kruger!

    Thanks for your time and effort Mack. I'm here to help, if you will allow me. I have more answers than questions. I worked my way through college answering the phones for Medicare. I fielded thousands of questions from thousands of callers over the span of 5 years. I am as close...

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