Application Withdrawn

Phil

New Member
i applied for a medigap plan Aetna plan N. They withdrew my appliceation. Should I assume that application is totally canceled? They won’t tell me why it was withdrawn I’m not 65 yet. Do I need to wait till I’m 65 to apply?
 
As long as you have received a Medicare number they usually let you "future date" the Medigap start date to match the Medicare start date. I would call back to see if another representative will give you an explanation. Ask to speak to a supervisor, if needed.
 
Thanks for your reply
So far 2 reps have only verified the application has been withdrawn and they seem to not know why. I’ll call again cos I need to know if I should move on to another company. Could they reinstate that application without my knowledge?
 
Phil as you may or may not know you can get your Medicare card 4 or so months before you turn 65 I did. And 3 months before you turn 65 and your birth and 3 months after and all is good. The plan N from Aetna can not turn you down by low.Absolutely no one can turn down a newbie.

this is from medicare
"While Original Medicare doesn't restrict coverage based on pre-existing conditions, the rules are different for Medicare supplemental insurance. Private insurers can turn down your application because of a disability or pre-existing condition if you don't sign up during your Medigap Open Enrollment Period"

A Medicare Supplement plan must accept you if you enroll during your individual Medigap Open Enrollment Period. This is the six-month period that automatically begins when you turn 65 and are enrolled in Part B. During this enrollment period, you have a one-time, guaranteed right to enroll in any Medicare Supplement plan. Private insurance companies cannot deny you coverage or charge you a higher premium due to health reasons.
 
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Thank you for that info, the agent left me a voicemail and said he can fix the problem in a few minutes. I have to call him tomorrow. I went with Aetna because I heard their rates were less likely to increase over time. I hope that’s true
 

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