From Medicare: Get Help With Your Medicare Costs

[Guy N]

If you’re among the many Americans facing challenges with their health care costs, there may be ways you can save money if you have Medicare.

If you have limited income and resources, you may qualify for Medicaid—a joint federal and state program that helps with medical costs. Even if you don’t qualify for Medicaid, there are other programs that may help you pay for your Medicare premiums and other costs.

Medicare has 4 savings programs that may help with your health care costs:

1. Qualified Medicare Beneficiary (QMB) Program
2. Specified Low-Income Medicare Beneficiary (SLMB) Program
3. Qualifying Individual (QI) Program
4. Qualified Disabled and Working Individuals (QDWI) Program

If you qualify for Medicaid or one of the Medicare Savings Programs above, you’ll also get Extra Help paying for your prescription drugs automatically. Extra Help is a Medicare program that helps people with limited income or resources pay Medicare prescription drug costs, like premiums, deductibles and coinsurance. If you don’t automatically qualify Extra Help, you can apply online at SSA.gov.

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[JC]

If you’re among the many Americans facing challenges with their health care costs, there may be ways you can save money if you have Medicare.

If you have limited income and resources, you may qualify for Medicaid—a joint federal and state program that helps with medical costs. Even if you don’t qualify for Medicaid, there are other programs that may help you pay for your Medicare premiums and other costs.

Medicare has 4 savings programs that may help with your health care costs:

1. Qualified Medicare Beneficiary (QMB) Program
2. Specified Low-Income Medicare Beneficiary (SLMB) Program
3. Qualifying Individual (QI) Program
4. Qualified Disabled and Working Individuals (QDWI) Program

If you qualify for Medicaid or one of the Medicare Savings Programs above, you’ll also get Extra Help paying for your prescription drugs automatically. Extra Help is a Medicare program that helps people with limited income or resources pay Medicare prescription drug costs, like premiums, deductibles and coinsurance. If you don’t automatically qualify Extra Help, you can apply online at SSA.gov.

Continue reading...

This is great info. The other thing most people don't know is that if you qualify for any of these programs you have an ongoing enrollment period all year long. You are never locked into a program.