Illinois, Idaho and Nevada are implementing Medigap "Birthday Rules" to allow current policyholders to change plans annually without medical underwriting.
Illinois: Effective 1/1/2022, Medigap policyholders age 65-75 can switch plans with the same carrier to one with equal or lesser benefits. The annual opportunity begins on the policyholder’s birthday and lasts 45 days.
Nevada: Effective 1/1/2022, one can enroll in another Medigap plan of equal or lesser benefits with the same or another carrier. The annual opportunity begins on the first day of the beneficiary’s birth month and lasts 60 days. Innovative plans which cover extra benefits such as dental, vision, and hearing are considered equal to the corresponding letter plan.
Idaho: Effective March 2022, one can enroll in another Medigap plan of equal or lesser benefits with the same or another carrier. The annual opportunity begins on the policyholder’s birthday and lasts 63 days. Idaho is also implementing a community-rated requirement for new policies at the same time.
Source: https://www.senior65.com/medicare/a...thday-rule-switch-plans-illinois-idaho-nevada
Illinois: Effective 1/1/2022, Medigap policyholders age 65-75 can switch plans with the same carrier to one with equal or lesser benefits. The annual opportunity begins on the policyholder’s birthday and lasts 45 days.
Nevada: Effective 1/1/2022, one can enroll in another Medigap plan of equal or lesser benefits with the same or another carrier. The annual opportunity begins on the first day of the beneficiary’s birth month and lasts 60 days. Innovative plans which cover extra benefits such as dental, vision, and hearing are considered equal to the corresponding letter plan.
Idaho: Effective March 2022, one can enroll in another Medigap plan of equal or lesser benefits with the same or another carrier. The annual opportunity begins on the policyholder’s birthday and lasts 63 days. Idaho is also implementing a community-rated requirement for new policies at the same time.
Source: https://www.senior65.com/medicare/a...thday-rule-switch-plans-illinois-idaho-nevada