I'm looking for a site that explains the legislative background of the 10 Medigap plan options. It seems so unnecessarily complicated, with such minor differences among some of the options. Was this just a classic "design by committee" or is there some more rational basis for all of these choices?
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Medigap plan history
- Thread starter weamish
- Start date
weamish
I'm attaching a link to cms.gov explaining the current standard medigap plans. Before 1990 Medigap plans did not offer the same coverage from plan to plan which was confusing for seniors, and made it easy for agents to misrepresent the coverage that was being offered. The plans were standardized in 1990, and then again in 2010 to what they are today. I hope this helps...If you have a ? About the coverages check out my blog which outlines the different coverage between the Medicare supplements.
Cms.gov article
I'm attaching a link to cms.gov explaining the current standard medigap plans. Before 1990 Medigap plans did not offer the same coverage from plan to plan which was confusing for seniors, and made it easy for agents to misrepresent the coverage that was being offered. The plans were standardized in 1990, and then again in 2010 to what they are today. I hope this helps...If you have a ? About the coverages check out my blog which outlines the different coverage between the Medicare supplements.
Cms.gov article
weamish said:I'm looking for a site that explains the legislative background of the 10 Medigap plan options. It seems so unnecessarily complicated, with such minor differences among some of the options. Was this just a classic "design by committee" or is there some more rational basis for all of these choices?
xcropduster
New Member
I have gotten quite a variety of medicare supplement quotes. My present plan has had a lot of price increases. How can I find a comparison of price increases among the insurance companies?
The source that provided the quotes should be able to provide you with rate increase history.xcropduster said:I have gotten quite a variety of medicare supplement quotes. My present plan has had a lot of price increases. How can I find a comparison of price increases among the insurance companies?
In general Medigap Plan F (low deductible) will average higher rate increases than G, N, and F-HD because it is guaranteed issue in certain cases (Special Enrollment Periods), meaning it has to accept the sicker enrollees.