Medigap Plan HD-F has never paid the Part B deductible but it counts toward the $2340 (2020) plan deductible. If a person meets the $2340 with Part B cost sharing and is then admitted to the hospital, the HD-F pays the Part A deductible. The new Medigap plan HD-G works the same way.I have a high-deductible Medigap Plan F that I began in 2015 and I have been pleased with it. It seems to me that in previous years the plan paid the Medicare deductible but in 2020 it did not. Is my memory of it paying the deductible in the past correct? If so, did that benefit go away for people like myself who purchased HD-F plans prior 2020?